Tax and Finance
At Molloy Dental we discuss all treatment fees up front so that you always know where you stand. We then provide written estimates for your records and ensure that all our fees are transparent.
Did you know that many dental treatments may be covered under the Government scheme with your P.R.S.I. If you are under 21 years you will need 39 PRSI paid since first staring work, if you are aged 21 to 24 years you will need 78 weeks paid 39 of those, credited in the tax year on which your claim is based.
If you are 25 to 65 years the requirement is 260 weeks PRSI paid since first starting work and 39 credited in the tax year on which your claim is based, this scheme is administered by the Dept. of Social and Family Affairs, our receptionist will always endeavour to check to see if you have coverage.
For more information on the Treatment Benefit Scheme, contact your local Social Welfare Office or:
Treatment Benefit Section
Department of Social, Community & Family Affairs
St Oliver Plunkett Road
Letterkenny
Co Donegal
Telephone:
LoCall 1890 400 400 (Ext 44480) (From Republic of Ireland only)
Dublin (01) 704 300
Also tax relief is available for lots of different Dental treatments, such as removal of wisdom teeth, Orthodontics, Crowns, bridges and Implants. In some cases you could be entitled to 41% of the cost of your treatment back in tax relief. Further information on tax relief is available from your Inspector of Taxes or by telephoning the Revenue Forms & Leaflets Service at (01) 878 0100.
Easycare Finance
If you need a helping hand then we are able to offer finance to help you fund treatment over a period of time that suits you. We recommend Easycare Finance - the leading provider of healthcare finance in Ireland. (However, we are not affiliated with them and receive no commissions).
Please find below the answers to some frequently asked questions:
How can I apply for an Easycare credit loan? - You simply call Easycare's LoCall number 1890 210 210 or apply online at www.easycare.ie The process is quick and easy.
When I apply for a loan what happens? - Easycare will process your application and if accepted send out your agreement to be signed. Just sign, and return in prepaid envelope with a copy of your passport or driving licence and a copy of a utility bill. Any information entered on the application form will be kept in the strictest confidence and will only be used by our lending partners for the purpose of assessing eligibility for credit.
Is the loan paid to me or Molloy Dental? - The money will be paid to Molloy Dental as soon as we commence treatment.
What will my repayments be? - The number of monthly repayments and the amount of the loan will depend on your circumstances. The loan repayments can be made over 12, 24,36,48 or 60 months. When is the first repayment due? - Your first loan repayment will be four weeks after the start of treatment.
Is it possible to pay back the loan early? - Early Prepayment is allowable less a credit adjustment fee as specified in section 52 of the Consumer Credit Act 1995.
Can I change my mind before the start of treatment? - If you change your mind before the money has been paid to the dentist we can simply cancel the payment plan.
Ask us at the practice for more details.
